Terms and Conditions

Effective Date: May 14, 2025

Welcome to FCBIL.com. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. If you disagree with any part of these terms, please do not use our website.


1. Use of the Website

The content provided on FCBIL.com is for general informational purposes only, related to finance, credit cards, banking, insurance, and loans. We do not offer professional or legal financial advice. Always consult a certified financial advisor before making financial decisions.


2. Intellectual Property Rights

All content on FCBIL.com, including articles, text, graphics, images, logos, and layout, is the property of FCBIL.com unless otherwise stated. You may not reproduce, distribute, or use any content without our prior written permission.


3. User Responsibilities

When using our website, you agree not to:

  • Violate any local, national, or international laws
  • Distribute malicious or harmful content (e.g., malware, spam)
  • Attempt to disrupt or hack the website or its infrastructure
  • Post misleading, defamatory, or harmful comments (if commenting is enabled)

4. Limitation of Liability

FCBIL.com is not liable for any loss or damage, direct or indirect, resulting from your use of the site. This includes but is not limited to loss of data, profits, or business opportunities.


5. External Links and Advertising

We may provide links to third-party websites and display advertisements. These links are for your convenience only. We do not control or endorse the content, privacy policies, or practices of any third-party websites.


6. Ad Monetization

This site uses advertising services such as Google AdSense. Advertisements shown on FCBIL.com may use cookies and tracking technologies. We are not responsible for the practices of third-party advertisers.


7. Termination of Access

We reserve the right to suspend or terminate access to FCBIL.com at any time, without notice, for violating these terms or for any other reason we deem necessary.


8. Modifications

FCBIL.com reserves the right to update or change these terms at any time. Any changes will be effective immediately upon posting on this page. Continued use of the website after changes constitutes acceptance of those terms.


9. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of your country or local jurisdiction. Any legal disputes shall be handled under these laws.


10. Contact Us

If you have any questions or concerns about these Terms & Conditions, you can contact us:

📧 Email: contact@fcbil.com
🌐 Website: https://www.fcbil.com

© 2025 FCBIL. All rights reserved. Empowering smart financial choices.